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Testimonials

"I cannot begin to express my gratitude for saving me several court appearances, garnished wages, and about $30,000."
- Mike Barrett

You handled this debt in a fast and cheap way after years of bill collectors trying to make us feel guilty of something we didn't create.
- Cesar Gomez

Client settles $21,000 medical
debt on his credit card account.

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Debt Settlement

Debt settlement, also known as "debt negotiation", is a bankruptcy alternative. The practice of "debt forgiveness" originated over 30 years ago in the financial industry with the purpose of negotiating business debt settlements with insolvent or financially-challenged businesses.

The powerful debt reduction strategy also migrated into the debt settlement of consumer, which according to the Federal Reserve (G.19 report on consumer credit, June 2010), has pinnacled into $2.44 TRILLION, excluding mortgage debt - undoubtedly a consumer debt epidemic.

The concept of debt settlement is to create an "ALL PARTIES WIN" solution. This conveniently allows a debtor to get out of debt and creditors to recover money that might be lost due to the following possibilities:

Debtor declared bankruptcy
Debt declared as a charge-off
Useless or too costly collection efforts

Debt settlement principally focuses on the negotiation of credit card debt. However, the procedure works well on a variety of unsecured accounts, including medical and business debts.

For more information on debt settlement, please call a Debt Free League financial adviser at 1-800-213-9968 or complete online form below.

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You can debt-free in much less time than a consumer credit counseling debt consolidation program, benefiting not only from a substantial reduction on interest, but also on principal and fees.
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