Re: Bank of America
Current Balance : $3,663.60
Account Number : 4888938
E.D.P. # : 07304

Your account has been place with Collectcorp Corporation for collection. This will verify that we agree to accept $1,055.00 as settlement on the above noted Bank of America account.

Upon clearance of the above noted funds, a second letter will be issued as an unconditional verification that the above stated amount was received, has been cleared and is accepted as settlement of the above noted account

Cash certified Check, Money Order, Auto scribe, or Western Union must be received in our office on or before May 19, 2008, or this offer will be considered null and void.

The Internal Revenue Service requires the creditor to provide with information about amounts of $600.00 or more that are discharged as result of a cancellation of debt. If the amount the creditor will discharge when the final payment of your settlement is received is $600.00 or more the creditor will be required to notify the IRS of the discharged amount. You will receive a copy of the form 1099C that will be filed with the IRS.

If you have any questions or concerns regarding this settlement please contact at 1-866-541-7262

We trust the above is to you satisfaction.

Yours truly,
COLLECTCORP CORPORATION

The state Rosenthal that Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 am. Or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language Collectors may not use fair or misleading statements or cell you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person other than you action or spouse about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.