Debt Settlement
 Consumer Credit Counseling 
 San Diego, California, Texas, 
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"I cannot begin to express my gratitude for saving me several court appearances, garnished wages, and about $30,000."
- Mike Barrett
You handled this debt in a fast and cheap way after years of bill collectors trying to make us feel guilty of something we didn't create.
- Cesar Gomez
Client settles $21,000 medical
debt on his credit card account.

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Debt settlement FAQ

Debt: A Leading Cause of Depression

Beyond financial ruin, debt has caused many social and psychological problems. The mere notion of not being able to get out of debt can trigger depression and a variety of other psychological ailments. The label of "indebtedness" is a stigma that can affect your mental state and self-perception. It can also cause you to have an inferiority complex amongst peers and relatives. Ultimately, not being able to fulfill your financial obligations, you may feel like a big failure.

Issues with debt also bring considerable shame to many American families. Having debt worries is a common cause of arguments between spouses and siblings. The consequential bitterness ignited in families, forces unions to drift apart. In more severe circumstances, financial situations can end tragically.

In countering the psychological trauma caused by debt, finding a practical debt solution, such as debt counseling is essential. You should carefully consider every debt elimination option. Also weigh out all of the pros and cons of each one.

Accountability is also important. You must recognize how you got into debt and what precautions to take to avoid having more debt. As a safeguard, only apply for credit in emergency situations. And only seek credit when you can realistically afford to pay back what you borrowed.

In closing, debt should not be a cause of anxiety or depression. Expeditiously tackling your financial situation will enable you to find the right debt solution to become debt-free and ease any psychological discomfort.

About Debt Free League:

The complete debt settlement service provider is pioneer of the National Debt Relief Stimulus Plan. The company employs in-house debt negotiation specialists to help people in financial hardships negotiate settlements of personal, medical, and business debts. The average client savings is 50 percent. The company is also affiliated with Libre de Deudas, which services the Hispanic community. Free debt settlement phone consultations are available by calling 800.213.9968.

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You can debt-free in much less time than a consumer credit counseling debt consolidation program, benefiting not only from a substantial reduction on interest, but also on principal and fees.
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